Insurance to obtain a Schengen visa

Preparation of documents for a Schengen visa often raises questions, so today we will look at how to arrange insurance for a Schengen visa.

Standard insurance requirement for all:

  • coating amount of at least 30,000 euros;
  • Medical policy should act in all countries of the Schengen Agreement;
  • Cover at least the following costs: disease, emergency medical care, hospitalization.

Many consulates introduced a rule, according to which insurance policies filled from hand are not accepted. Therefore, it is not worth it to buy insurance directly before the visa center, one of the agents should not be on the knee.To. Such a policy may not accept.

Term of the insurance policy for Shengen

Credentials depend on a specific consulate. As a rule, the validity of insurance should cover the dates of the trip. If you planned a trip from 01/02/14 to 10/02/14, then insurance should act no later than from 01/02/14 and end no earlier than 10/02/14.

If you request a multiple visa, then insurance should cover at least the date of the first trip.

In addition, you will be asked to sign the document, according to which you undertake to independently buy an insurance policy for all the following trips. Keep in mind that if you are asked the policy on the passport control, and it will not be enough for him, then you will not be allowed in Schengen.

In individual consulates there are their own, special requirements ;

For example, the Consulate of Lithuania requires that, when making a multiple visa, your insurance policy has been issued for a period of at least 30 days, not under the date of the first trip.

Strigine in Schengen at Finns. The Consulate of Finland requires the policy to be:

Insurance to obtain a Schengen visa
  • valid from the date of submission of an application for a visa;
  • Policy should be valid until the end of the trip;
  • decorated one of the accredited insurance agencies;

For example:
You are submitting documents for an annual Finnish visa January 20. First trip dates: from 1/02 to 12/02.
The insurance policy should be valid from 20/01/2014 to 12/02/2015 (insurance period), and the number of insurance days &# 8211; 12 (duration of the first trip).

Where and how to arrange insurance?

For registration of the insurance policy you will need only a passport and money.

You can arrange insurance for a visa or in the office of the insurance company. In addition, insurance services provide some visa centers, travel agencies and banks. T.E. insurance can be issued anywhere, The main thing is that it meets the requirements of the consulate.

Some travelers do not trust domestic insurance companies and think that insuring abroad will receive additional benefits.

If you are among them, know that it is not always so. The conditions will be absolutely the same, only possible, insurance will not cover some expenses, such as repatriation in the event of death. In addition, not all insurance companies insure non-residents, so you have to spend time on her searches.

Frequently Asked Questions about Insurance for Schengen Visa

1. Insurance policy is valid from 01/02/14 to 10/02/14. Is it possible to go a day before, January 31?

On this insurance policy is impossible. If you ask for passport control, you will not be afraid. The only option &# 8211; Re-transfer policy to new trips.

2. I file documents for an annual Schengen visa (with the right stay of 90 days in the first half of the year), the first trip will be from 01/02/14 to 10/02/14. For how long do insurance, 10 or 90 days?

Your insurance policy should be valid from 01/02/14 to 10/02/14. If this is the Consulate of Lithuania, then from 01/02/14 to 03/03/14 (30 days). If in the Consulate of Finland, then from the date of submission of documents to the consulate / Visa Center of 10/02/14.

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