Vietnam – the exchange of money, and what currency to take

Before the trip to Vietnam "pops up" a few questions, the answers to which it is better to know before arriving in place. Some of the problematic Vietnamese questions: what money to take with you on a journey? Where to change currency? Our regular page of Vietnam is devoted to the answers to these and other issues related to money.

What monetary units we carry to the country for calculations? About native rubles and impressive euros in Vietnam worth forget. Take dollars to exchange them on local Vietnamese dongs. Moreover, the "green" bills, mainly, should be a par value of 50 and 100 dollars, since the exchange rate for small American banknotes is somewhat lower. Yes, and such dollars will be useful to you to calculate with merchants in the markets, in souvenir shops, for taxi drivers, guides, etc.

Currency exchange places

Tourists prefer in currency exchange banks and exchange offices. In these places the official course is set, the probability of deception is reduced to zero. The only minus – the Commission for the Financial Operation: about 2-3%.

Many are in a hurry right at the airport to exchange money. You can, of course, $ 50 exchange to Digures still at the airport. No longer worth it, because here the course is underestimated, and in the cities he will be better.

Start currency exchange is available at the hotel where you will live. Much higher than in banks, the exchange rate will be exchanged in restaurants and in travel agencies, even in pharmacies. The most acceptable and profitable will be the exchange of money in jewelry stores. Local residents often do.

Pay attention to the fact that the course of the Vietnamese currency, as in many other countries, depends on the time of day, to which the funds are core, from the location of the bank (the farther from the central streets, the higher the course), from the features of the bank (which It works currency). See the official course below and look for a bank or exchanger with more favorable conditions.

Official course of Vietnamese Dong

1 Vietnamese Dong = 0.0032196 Russian rubles
1 Vietnamese Dong = 0.0000435 American dollars
1 Vietnamese Dong = 0.0000368 Euro

1 Russian ruble = 310.6 Vietnamese dong
1 American dollar = 23,009.0 Vietnamese dong
1 euro = 27 160.0 Vietnamese dongs

In Vietnam, a lot of ATMs, banyan on the streets. They can withdraw cash from a plastic card. Money Vietnamese ATMs are issued only in local dongs.

Monetary exchange in ATMs is carried out with limitations of the amount: up to 2-3 million. Dongs. Commission for cash withdrawals is charged: it can be 50,000-60,000 dongs. Plus, your bank will remove a certain amount for the operation. The course with such operations will be official and not always advantageous.

The time of operation of banking institutions in Vietnam

Banking institutions work 6 days a week, on Sunday they are closed. They do not serve customers and state, as well as some religious holidays. As for the time of work, then in different cities it can be somewhat different.

From Monday to Friday, they are open from 7:30 to 15:00 with a break for a dining place from 11:30 to 13 or 14 hours. On Saturdays, opened at 8 in the morning, banks closed at noon. In some cities, banks open at 7 am and work up to 5 pm (for example, in Nha Trang). On Saturdays, many banks are closed by 10 am.

If there are rubles in your pocket

If it happened so that dollars and dongs are over, and "wooden" in his pockets were found, then, theoretically, they can be exchanged for Vietnamese money, but. Only in the major cities of Vietnam there are banks working with rubles. We still have to run in search of a bank where they will be talking about the exchange of rubles. Another important nuance: the course will be extremely disadvantageous.

Several caution

– Do not hurry to exchange money in the first thing Introve the exchange point, go, ask, select where more profitable for you.

– When you change money, even in government agencies, pay special attention to bills that are given when exchanging you. Very similar to externally bills in 100 thousand and 10 thousand dong. Easy to confuse a banknote of 20 thousand with a banknote of 500 thousand. Be vigilant during financial transactions!

– It’s not worth getting involved in exchanging money with street "changers". From our Vietnamese "Forthernizers" do not differ much. Fraudsters meet there.

– Pay banking, let and international, card, instead of cash, in Vietnam is unprofitable. Too many fees for one financial transaction, and quite undervalued exchange rate.

We hope our money exchange information in Vietnam will be useful to you, like our other articles about this amazing country.